Threat-Led Penetration Testing (TLPT) under DORA Article 26 is a structured red team exercise built on real threat intelligence about adversaries likely to target the entity. It tests the entity's production environment, integrates a threat intelligence (TI) phase before the active testing, and includes a control team gate-keeping the exercise to prevent operational disruption.
TLPT is not optional for entities the competent authority designates as significant. The Regulatory Technical Standards (RTS) define the categories of entity required to undergo TLPT, and competent authorities have discretion to extend the requirement to other entities. Significance is determined based on size, complexity, systemic importance, and the role the entity plays in the financial system.
For entities below the TLPT threshold, DORA Articles 24-25 still require a comprehensive testing programme covering vulnerability assessments, network security assessments, scenario-based testing, compatibility testing, performance testing, end-to-end testing, and penetration testing.
-aligned threat intelligence generation phase
Red team exercise against the production environment
Control team coordination and gate-keeping
Final report meeting RTS evidence requirements
Purple team replay to upskill defenders
Competent authority submission support
Below the TLPT threshold, our DORA penetration testing programme covers Articles 24-25 testing obligations using a proportionate methodology that is more cost-effective and less operationally disruptive than full TLPT.
A typical CREST penetration test is scope-driven, vulnerability-focused, and conducted in a defined window against a specific target. DORA TLPT is intelligence-led, adversary-modelled, and tests the entity's end-to-end resilience including detection, response, and recovery, not just the technical vulnerabilities.
TLPT also includes phases standard pentesting does not: a formal threat intelligence phase producing the threat scenarios; a control team that gate-keeps the exercise; production-environment testing rather than test-environment; and a purple team phase where the red team replays the exercise with defenders present to upskill the blue team.
TLPT requirement triggers in-scope significance designation
3-year TLPT cadence overlapping with audit cycles
Competent authority gate-keeping of TLPT scope and methodology
Threat intelligence quality determining TLPT scenario validity
Production environment testing risk management
Article 24-25 testing for non-TLPT-threshold entities still substantial
DORA TLPT is the most demanding category of penetration testing in financial services regulation today. Done well, it produces resilience evidence that holds up to supervisor scrutiny and substantively improves the entity's actual security posture. Done poorly, it produces compliance theatre and wastes a 3-year testing budget.
DORA testing requirements vary by entity significance and category. In practice we work with:
Eight-stage TLPT delivery aligned to methodology, adapted to DORA-specific requirements including competent authority engagement and the RTS evidence pack.
We confirm your DORA TLPT applicability with reference to the RTS criteria and your competent authority's designation. For entities below the threshold, we scope a proportionate DORA Article 24-25 testing programme instead.
-aligned threat intelligence phase producing the threat scenarios that the red team will execute. Open-source intelligence, dark web sources, sector ISAC inputs, and historical incident data feed the scenario design.
Detailed test plan covering scope, in-scope production systems, scenario logic, and control gates. Control team established to gate the exercise and contain operational risk during testing.
Notification and methodology pre-clearance with your competent authority as required by DORA. We have direct experience engaging with multiple EU and UK regulators on TLPT programmes.
Multi-month red team exercise executing the threat scenarios against the production environment. Initial access through to objective achievement, exercised with realistic adversary tradecraft.
Throughout the exercise, the blue team's detection and response capability is observed against the executed scenarios. This is one of the most valuable outputs of TLPT, the data on what your defenders actually see and what they miss.
Post-exercise, the red team replays the scenarios with the blue team present, walking through every step, what triggered detection (or did not), and what response capabilities need improvement. Upskills defenders directly.
Final report meeting Article 26 RTS evidence requirements. Submission support to your competent authority. Board-level summary for the risk committee. Remediation roadmap for findings.
Typical TLPT programmes run 4 to 8 months from scoping through to purple team replay. Article 24-25 proportionate testing programmes compress significantly. All work is fixed-fee with controlled-scope change management.
Every DORA TLPT engagement delivers:
We deliver this service across these industries:
DORA TLPT brings together two practices most firms separate: red team execution and regulatory engagement. We deliver both. Our consultants are CREST-accredited and have delivered red team exercises across UK financial services for over a decade. Our regulatory team has engaged directly with multiple EU and UK competent authorities on TLPT programmes. Fixed-fee, single contract, evidence pack designed for supervisor scrutiny.
Book a 30-minute scoping call. We will confirm your TLPT applicability, identify your competent authority's position, and quote a fixed-fee programme within 48 hours.